Homeowners
Welcome to Generation Title Co.
Our mission is to create meaningful connections with our customers, foster trust, and make a positive impact, all while delivering a flawless closing and helping you build generational wealth.
Title Insurance: Protecting Your Home Investment
Title insurance is a crucial safeguard for homeowners. It protects you from potential financial losses due to title defects or disputes related to the legal ownership of your property. When you purchase a home, you receive a document called a deed, which confirms the transfer of legal ownership (title) from the seller to you. However, sometimes issues arise that the title company may have missed during the home-buying process.
Common Title Issues
Covered by Title Insurance:
Sometimes issues arise that the title company may have missed during the home-buying process.
Title Forgeries
Ensures protection against fraudulent title documents.
Back Taxes
Covers any outstanding tax liens on the property.
Filing Errors
Addresses mistakes in public records.
Unknown Heirs
Protects against claims from previously undisclosed heirs.
Conflicting Wills
Addresses inconsistencies or conflicts in wills.
Liens
Includes unpaid home equity lines of credit (HELOCs) or contractor bills.
Undocumented Easements
Ensures clarity regarding property rights.
Types of Title Insurance:
While not mandatory, it’s highly recommended for homeowners. It protects you directly in case of any claims against your ownership of the home.
Title Insurance
Required by most lenders to protect their financial interest in your home. It covers title claims that could jeopardize their stake in the property.
Why You Need Owner’s Title Insurance
Sometimes issues arise that the title company may have missed during the home-buying process.
Peace of Mind
Owner’s title insurance provides peace of mind by safeguarding your investment.
Legal Fees Coverage
If disputes arise after the purchase, the policy covers legal fees to resolve them.
Past Title Discrepancies
Unlike other insurance types, title insurance protects against past title issues from the seller or previous owner.
Peace of Mind
Owner’s title insurance provides peace of mind by safeguarding your investment.
Legal Fees Coverage
If disputes arise after the purchase, the policy covers legal fees to resolve them.
Past Title Discrepancies
Unlike other insurance types, title insurance protects against past title issues from the seller or previous owner.
Our Commitment to Security
At Generation Title Co., we prioritize your safety. Our team stays informed about evolving fraud tactics, and we educate our clients and real estate agents on best practices. Additionally, we advocate for secure processes like remote online notarization.
Remember, wire fraud is can be a sophisticated and a non-sophisticated threat. But with vigilance and adherence to these guidelines protocols, we can protect your real estate transactions effectively.
Not able to attend closing in person?
Bringing Convenience to Your Closing Process
At Generation Title Co., we understand that real estate transactions can be complex and time-consuming. That’s why we’re committed to providing innovative solutions that streamline the closing process for our clients. Whether you’re a homebuyer, seller, or real estate professional, we offer to close your transaction with mobile notaries and RON services that offer unparalleled convenience and efficiency.
